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Posted on in Divorce

Illinois divorce lawyersBeing served with divorce papers can come as a shock, even when things are bad and you are expecting it. You may also find yourself at a loss on how to handle the situation at hand. Learn how to answer your divorce petition in the following sections, and discover what our seasoned divorce lawyers can do to help you with the next steps of the divorce process. 

Your Response Must Be Submitted Within the Allotted Timeframe 

Divorce petitions must be answered within the allotted timeframe to avoid default; since a default means that your spouse gets what they are asking for in the divorce, you will want to avoid this at all costs. As soon as you receive your petition, seek seasoned legal help. 

You Need to Dispute Any Points That You Do Not Agree With

Few divorcing spouses agree on every point; the same will likely be true for you and your spouse. Matters of dispute must be addressed in your response to the petition. Otherwise, your spouse gets what they are asking for in the divorce. Disputing points that you do not agree with allow you to protect your rights and your interests in the divorce, but since divorce papers are often filled with legal jargon, it is possible for you to miss critical issues. Seek legal help and reduce the risk of this happening in your Illinois divorce. 

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Illinois divorce lawyersCouples spend months or years dating before they decide to marry. Yet, when it comes to divorce, parties sometimes make rash decisions, opting to end their marriage before fully thinking it through. It is only when they are buried by the grief and cost that regret starts to surface. By then, it may be too late to undo the damage. Do not let this happen to you. Stop and answer these five questions before you file the paperwork for your Illinois divorce. 

1. How Would Life Improve if You Divorced? 

Divorce is not the answer to every solution. Sometimes, couples simply need to reconnect, forgive, or make wants and needs clear to one another. Money issues, which can escalate stress levels and cause couples to argue more often, may simply need to be weathered until they pass. 

In contrast, there are things that cannot be fixed with time, empathy, or patience. Abuse, infidelity, contempt, and irreconcilable differences (i.e. varying views on religion or parenting techniques) are just a few examples. Determine where you fall on the spectrum by considering if life would improve if you divorced, and clarify in what ways it would improve. Making your decision in this way reduces the risk of regret as you move forward with the process. 

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Illinois divorce lawyersWhile any divorce can be complex, emotional, and acrimonious, few cases escalate quite as severely or quickly as those that involve the narcissist. Manipulative, charismatic, and calculating, they will do almost anything to “get even” with the spouse that wants to divorce them. Learn how to manage such a situation, and discover how our seasoned lawyers can help protect both you and your children during your Illinois divorce

1. Start an “Armageddon” Fund Now

Any divorce can become costly, especially when the divorcing parties struggle to find common ground. When it comes to the narcissist, there is no common ground; there is only retaliation and manipulation. As such, anyone divorcing a narcissist should plan for a costly and lengthy divorce. The narcissist spouse may also attempt to freeze or stop all funds. 

Start saving for armageddon now and you can avoid a lot of financial stress once you do start the divorce process. Just be certain to divulge to your attorney that you have stored money away for your own protection. Armed with that knowledge, they can add those funds to the pool of assets to be divided in the divorce without you being at risk for “stealing” assets. 

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Posted on in Divorce

Wheaton divorce lawyersFrom an attorney’s perspective, divorce is primarily a financial transaction. Yet, for the parties separating, divorce is far more than just a division of assets; it is an emotional endeavor. Grief, an emergence of buried emotions, and even feelings of doubt and regret can surface. 

Some fall into depression at this time. Others experience intense anger. Parties leaving an abusive situation can also suffer from PTSD. In short, it is important to protect one’s mental health during a divorce. The following tips offer a few ideas on how to go about doing this. 

Allow Time for the Grieving Process

As previously mentioned, grief is exceptionally common during divorce. Rather than deny or bury it, allow grief to take its natural course. By avoiding it, you can end up doing yourself for harm than good. 

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Wheaton divorce attorneysDivorce can make a massive impact on your life, especially when it comes to financial matters. Thankfully, there are ways to mitigate the risks. Learn more about managing your finances while pursuing an Illinois divorce in the following sections. 

Create a Pre- and Post-Divorce Budget 

Divorcing parties are often aware that a new budget is necessary. One budget may not be adequate, however. You may need both a pre- and post-divorce budget. The first (your pre-divorce budget) addresses how you and your spouse will handle any joint accounts in the months leading up to the divorce, along with your own personal financial responsibilities. The latter (the post-divorce budget) focuses on how you will manage your financial obligations once the divorce has been finalized. 

Consider Paying Down Debt Before the Divorce 

While it may be tempting to wait to pay down your debt until after receiving your divorce settlement, such a plan can create unnecessary financial risks for you once the divorce has been finalized. Interest rates may increase the amount owed. Accounts may be sent to collection agencies, which can hurt your credit. Lastly, your settlement amount may not be enough to cover any overdue balances. Alternatively, by using the settlement to cover the debt, rather than forge a new future, you could increase your risk of long-term financial issues. To avoid such an issue, consider paying down your debt before filing for divorce. 

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